Any gains or losses as a result of use, misuse or nonuse of
the information provided explicitly, implicitly or absent on the
web pages and applications associated with, are copies of, are
modifications of, or are distributions of "Robert's Online Applications!"
are the sole responsibility of the user.
Any of the web pages and applications associated with
"Robert's Online Applications!" may be freely copied, modified and
distributed conditional that proper credit be given to the original
author and copyright holder, Dr. Robert Lum.
Written by Dr. Robert Lum at